Apply in person, over the phone, or online through our secure online application with one of our experienced Mortgage Bankers. In most cases, we will provide you with a prequalification within minutes! At that time, we will provide you with an estimate containing the lowest interest rate and minimal closing costs

We will gather your paperwork, lock in your low interest rate, and have an appraisal performed on your home. Once these steps are completed, we’ll process and finalize your approval. 

This is the best part! This is when you meet one of our preferred closing agents at a local office or even at your home to sign your closing documents. It is at this time you will start reaping the benefits of your lower payments and/or additional loan proceeds!